Care for your family, long after tomorrow.
Organize your wishes clearly, so the people you love are protected and prepared.
Most families have gaps they don't know about.
A retirement account with the wrong beneficiary. A life insurance policy owned by the wrong person. A trust that was never funded. These are the kinds of details that seem minor until they're not. Sergio's estate and financial analysis is designed to find exactly these issues before they become problems for your family.
With a Master of Science in Personal Financial Planning and over a decade of experience helping families with trust funding, Sergio Planning, Sergio brings both the credentials and the experience to review your full financial picture with precision and care.
- All assets: real estate, investments, retirement accounts, bank accounts
- Liabilities and how they affect your net estate
- Beneficiary designations on every account and policy
- Life insurance coverage and ownership structure
- Potential estate tax exposure and strategies to reduce it
- Gaps between your current plan and your actual wishes
How the analysis works
- 01
Gather Your Full Financial Picture
We collect information on all assets, accounts, policies, and existing estate documents. Nothing is left out.
- 02
Identify Gaps and Risks
Sergio reviews everything for misaligned beneficiaries, unfunded trusts, coverage gaps, and missed opportunities.
- 03
Deliver a Clear Action Plan
You receive a prioritized list of recommended changes: specific, actionable, and explained in plain language.
- 04
Ongoing Support
As your family or assets change, we revisit the plan to make sure everything stays aligned with your wishes.
Find Out What's Missing in Your Estate Plan
A free analysis with Sergio is the fastest way to know where you stand and what needs to change.
No obligation. Just clarity.